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Mobile Home Tax Deductions
By Barbara Brown
People who choose the cost-efficient mobile home lifestyle can save even more money with specialized tax breaks.
Owners of mobile homes who pay taxes to local government for parking in their cities or states are eligible for a tax deduction. Under IRS rules, a "home" can be a house, condominium, co-op, trailer, mobile home or even a houseboat. In order to qualify as a home, the property should have cooking, sleeping and toilet facilities. Since mobile homes meet all of these conditions, owners may take advantage of the tax deductions notified by the federal government.
Mortgage interest is the largest tax deduction available to mobile home owners. Joint tax holders can deduct the entire interest amount up to a maximum of $1 million in mortgage liability paid on a first and possibly second
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Financing Your Child's Education<p>Did you know that a four year degree at a public university may cost upwards of $100,000 in 18 years? That's bad news for new parents who expect their kids to go to school, but fortunately it isn't that hard to save up the money needed for college if you start early. Time is on your site if you start early, but it becomes your enemy if you wait too long. So, here's <a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/od/savingforcollege/a/Financing-Your-Childs-Education.htm">how to finance your child's education</a>.</p><p style="background:#f5f3ef;border:1px solid #d5d0bf;clear:both;padding:.5em;"><a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/b/2012/04/30/financing-your-childs-education.htm">Financing Your Child's Education</a> originally appeared on <a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/">About.com Financial Planning</a> on Monday, April 30th, 2012 at 14:51:31.</p><p><a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/b/2012/04/30/financing-your-childs-education.htm">Permalink</a> | <a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/b/2012/04/30/financing-your-childs-education.htm#gB3">Comment</a> | <a href="http://financialplan.about.com/gi/pages/shareurl.htm?PG=http://financialplan.about.com/b/2012/04/30/financing-your-childs-education.htm&zItl=Financing Your Child's Education">Email this</a></p>Get Help Getting Out of Debt<p>Credit card debt is one of the biggest problems most people face when trying to get a handle on their finances. Credit cards make it easy to spend more money than you have, and then the crippling interest rates and fees make it seem impossible to get out from under. While there isn't an instant cure for credit card debt, there are steps you can take to put yourself on a path to becoming debt free.</p>
<p>It takes a little planning, a little budgeting, and some time, but if you keep at it you'll find that you're getting out of debt faster than you had imagined. <a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/od/creditdebtmanagement/qt/how-to-get-out-of-debt.htm">Here's the process to help you eliminate your credit card debt</a>.</p><p style="background:#f5f3ef;border:1px solid #d5d0bf;clear:both;padding:.5em;"><a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/b/2012/04/22/get-help-getting-out-of-debt.htm">Get Help Getting Out of Debt</a> originally appeared on <a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/">About.com Financial Planning</a> on Sunday, April 22nd, 2012 at 20:08:55.</p><p><a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/b/2012/04/22/get-help-getting-out-of-debt.htm">Permalink</a> | <a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/b/2012/04/22/get-help-getting-out-of-debt.htm#gB3">Comment</a> | <a href="http://financialplan.about.com/gi/pages/shareurl.htm?PG=http://financialplan.about.com/b/2012/04/22/get-help-getting-out-of-debt.htm&zItl=Get Help Getting Out of Debt">Email this</a></p>Mortgages for Military Personnel and Veterans<p>Mortgage rates continue to sit at historic lows, and it's a good time to buy a home if you're in the market for one. One of the most difficult aspects of buying a home is dealing with the mortgage process. There are countless loan options and lenders, and finding the best deal can ultimately save you tens of thousands of dollars.</p>
<p>Thankfully, the government steps in to help make the process a little easier for military personnel and veterans by offering a <a href="http://clk.about.com/?zi=1/1hc&zu=https://www.vamortgage.com/va-mortgage-loans">VA home mortgage</a>. Those who qualify are: Veterans, active duty personnel, certain reservists and National Guard members, surviving spouses of persons who die on active duty or die as a result of service-connected disabilities, certain spouses of active duty personnel who are (a) missing in action, (b) captured in line of duty by a hostile force, or (c) forcibly detained by a foreign government or power.</p>
<p>The VA loan program is relatively simple. You simply shop around through private lenders and once you provide eligibility, VA steps in to back the loan. What this means is if something happens and you find you are unable to make the payments, the lender can then turn to the VA for any losses that may occur. This type of insurance is what makes banks more willing to lend money since they know they are protected.</p>
<p>There are also a number of other benefits of a <a href="http://clk.about.com/?zi=1/1hc&zu=https://www.vamortgage.com/">VA mortgage</a>. You can often buy a home without a down payment as long as the appraised value doesn't come in below the sales price. This can be quite a help to those who might be returning home from deployment but may not have set aside the funds for a down payment yet. In addition, because these loans are "insured" by the VA you won't need to pay <a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/od/realestatemortgages/qt/Eliminate-PMI.htm">private mortgage insurance</a>, which can be a costly addition to any mortgage. Finally, there are also limits as to how much you can be charged for closing costs, and in some cases closing costs may be paid entirely by the seller.</p>
<p>As you can see, there are a number of benefits available through a VA loan program. While the basics of buying a home still apply, there are certainly some added features and benefits that make buying a home with a VA mortgage a little more attractive.</p><p style="background:#f5f3ef;border:1px solid #d5d0bf;clear:both;padding:.5em;"><a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/b/2012/04/13/mortgages-for-military-personnel-and-veterans.htm">Mortgages for Military Personnel and Veterans</a> originally appeared on <a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/">About.com Financial Planning</a> on Friday, April 13th, 2012 at 11:26:31.</p><p><a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/b/2012/04/13/mortgages-for-military-personnel-and-veterans.htm">Permalink</a> | <a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/b/2012/04/13/mortgages-for-military-personnel-and-veterans.htm#gB3">Comment</a> | <a href="http://financialplan.about.com/gi/pages/shareurl.htm?PG=http://financialplan.about.com/b/2012/04/13/mortgages-for-military-personnel-and-veterans.htm&zItl=Mortgages for Military Personnel and Veterans">Email this</a></p>
house. It is not necessary to calculate the amount you deduct. To claim the deduction, all you need to do is wait for your lender to send Form 1098 at the end of the tax year. On this form you will see how much interest you have paid on the loan, and the points that are due to you. This is your deductible interest for tax purposes. The acquisition debt is another tax-deductible area. The acquisition debt is equal to the first or second mortgage used to build, buy or improve your home. A tax deduction is also available on your home equity debt. Basically, this is any loan in excess of what was spent to build, purchase or improve your mobile home. Any points that you paid during refinancing are also tax deductible. Finally, you are able to deduct any property tax paid to a local or state government where your mobile home is parked. This is one tax benefit that every mobile home owner should take advantage of. If you are paying local taxes, don't forget to make use of federal benefits. Living in a mobile home is a great alternative for anyone seeking an affordable lifestyle. Tax deductions for mobile home owners make it an even more cost-effective choice. Article Source: http://www.article-matrix.com Barbara Brown contributes articles to several popular Internet magazines, on home and family living and healthy living tips subjects.
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FB starts trading on the Nasdaq - ZDNet (blog)
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<table border="0" cellpadding="2" cellspacing="7" style="vertical-align:top;"><tr><td width="80" align="center" valign="top"><font style="font-size:85%;font-family:arial,sans-serif"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNH84dLyh2EGXa20MciLeihx3yW8kw&url=http://www.csmonitor.com/USA/Foreign-Policy/2012/0518/Afghanistan-security-for-less-How-low-can-NATO-go"><img src="//nt2.ggpht.com/news/tbn/HgcnD8yFb6aaqM/6.jpg" alt="" border="1" width="80" height="80" /><br /><font size="-2">Christian Science Monitor</font></a></font></td><td valign="top" class="j"><font style="font-size:85%;font-family:arial,sans-serif"><br /><div style="padding-top:0.8em;"><img alt="" height="1" width="1" /></div><div class="lh"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNH84dLyh2EGXa20MciLeihx3yW8kw&url=http://www.csmonitor.com/USA/Foreign-Policy/2012/0518/Afghanistan-security-for-less-How-low-can-NATO-go"><b>Afghanistan security for less? How low can NATO go?</b></a><br /><font size="-1"><b><font color="#6f6f6f">Christian Science Monitor</font></b></font><br /><font size="-1">As NATO leaders convene for the weekend summit in Chicago, one pressing issue is whether, and how much, the post-NATO-withdrawal Afghan security forces can be pared down to save money. By Howard LaFranchi, Staff writer / May 18, 2012 A German soldier <b>...</b></font><br /><font size="-1"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNHE8RQ3-gVBWEL0qZ9uqPe2-4DHZQ&url=http://www.bloomberg.com/news/2012-05-18/clearing-the-path-to-better-relations-with-pakistan.html">Clearing the Path to Better Relations With Pakistan</a><font size="-1" color="#6f6f6f"><nobr>Bloomberg</nobr></font></font><br /><font size="-1"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNG5FdFxWEvDH7MpwN2osuPrqA8Svw&url=http://www.google.com/hostednews/ap/article/ALeqM5jNnILvr9IYlDqyAA-a4B9dT07zVA?docId%3Dbbde213fe62a41e6bd5178b13fbe3d45">Hundreds of protesters marching through Chicago</a><link rel="syndication-source" href="www.ap.org/bbde213fe62a41e6bd5178b13fbe3d45" /><font size="-1" color="#6f6f6f"><nobr>The Associated Press</nobr></font></font><br /><font size="-1"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNE2VsnDTZYPvlmLwdIcwe-w3l0z4Q&url=http://www.dailytimes.com.pk/default.asp?page%3D2012%255C05%255C19%255Cstory_19-5-2012_pg7_13">NATO restoration means agitation for opposition</a><font size="-1" color="#6f6f6f"><nobr>Pakistan Daily Times</nobr></font></font><br /><font size="-1" class="p"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNGXtQQXV_5T4-QOCW96brFU2vnfYQ&url=http://timesofindia.indiatimes.com/world/pakistan/US-supply-trucks-cross-Afghan-Pakistan-border-officials/articleshow/13277952.cms"><nobr>Times of India</nobr></a> -<a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNHV_4NoOhJe_KXDGRyYBiSmSsvbPA&url=http://www.reuters.com/article/2012/05/18/nato-summit-protests-idUSL1E8GI9UM20120518"><nobr>Reuters</nobr></a></font><br /><font class="p" size="-1"><a class="p" href="http://news.google.com/news/more?pz=1&ned=us&ncl=dgReelmNJ7gCSSMQ5G7afIyRg1MRM&topic=h"><nobr><b>all 1,463 news articles »</b></nobr></a></font></div></font></td></tr></table>
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Financial planning is a process of managing your finances to help you make the most of your money to achieve your goals. You may be preparing for retirement or want to make sure you can cover the cost of educating your children. ...
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